ARTICLES

9 Steps to Owning
Adjustable Rate Mortgages 
Applying for a Loan
Buying Foreclosures or REOs
Closing Costs
Contingencies in Contracts
Creative Financing
Document Your Assets
Environmental Issues
Escrow
Fixer Uppers
Flowers Add Curb Appeal
Gated Communities
Getting the Highest Price
Getting Your Finances In Order
Heart of the Matter
Home Appreciation
Homeowner Warranties
Housing Finance Agencies
How Much Can You Afford
Improvements That Pay
Inspection Tips
Insurance Closing Costs
Lead in the Home
Lease Analysis
Lender Types
Leveraging Your Money
Living Trusts
Loan Application Checklist
Loan Programs
Loan-Related Closing Costs
Locking In Interest Rates
Mello Roos
Mold in the Home
More About Closing Costs
Mortgage Basics
Mortgage Saving Tips
Mortgage Shopping
Mortgage Term Choices
Paying Points on a Loan
Plumbing and Fixtures
Property Management
Radon Gas Information
Real vs. Personal Property
Refinancing
Role of the MLS
Saving the Down Payment
Seller Paid Closing
Selling One, Buying Another
Setting the Sales Price
Should You Paint?
Site Selection Services
Staying Approved
Tax Closing Costs
Tenant Representation
Tenant Space Construction
The Back Yard
The Bi-Weekly Mortgage
The Kitchen
Title Information
What Is Earnest Money?
Why Get An Inspection?
Why Title Insurance?
Your Buying Power
Your Credit History
Your Down Payment

REAL ESTATE VIDEO

9 Steps to Ownership
How to Sell Your Home
NCaHome Golden Gate Bridge Commercial
Staging Your Home
Your Dream Home

REAL ESTATE RADIO

Business Talk Radio - Program Guest: Joe DiPaola of NCaHome on "Real Estate Today"

MORTGAGE CALCULATORS
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Mortgage Qualifier Calculator
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Refinance Break-Even Calculator
Refinance Interest Savings Calculator
Rent vs. Buy Calculator
Required Income Calculator

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Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.97%5.13%
15-yr Fixed4.33%4.56%
1-yr Adj4.27%5.3%
* national averages
Mortgage Calculator:
Sales Price: $
Down: %
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Monthly payment: $







Northern California Home
Discount Real Estate Brokerage Services

Multiple Listing Service (MLS) Member. NCaHome is a member of RE Infolink MLS Listings Multiple Listing Service, which serves Santa Clara County, San Mateo County, San Benito County, Santa Cruz County, and Monterey County
Multiple Listing Service (MLS) Member. NCaHome is a member of MAXMLS Multiple Listing Service, which serves Contra Costa County and Alameda County.
Multiple Listing Service (MLS) Member . NCaHome is a member of the BAREIS Multiple Listing Service, which serves Solano County, Napa County, Sonoma County, Marin County, and Mendocino County.
Multiple Listing Service (MLS) Member. NCaHome is a member of the MetroList MLS Multiple Listing Service, which serves Sacramento County, Placer County, El Dorado County, San Joaquin County, Stanislaus County, and Yolo County.
Realtor Association Member. NCaHome is a member of the Sacramento Association of Realtors (SSAR) which serves Sacramento County, El Dorado County, Placer County, San Joaquin County, and Yolo County.
Realtor Association Member. NCaHome is a member of the Contra Costa Association of Realtors (CCAR) which serves Contra Costa County and Alameda County.
Multiple Listing Service (MLS) Member. NCaHome is a member of the Nevada County Board of Realtors (NCBOR) Multiple Listing Service, which serves Nevada County.
NCaHome is licensed by the California Department of Real Estate through its Broker Joe DiPaola, DRE License No. 01144375.
Northern California Home is your full service California Residential Real Estate Brokerage, but for lower commission. NCaHome charges only 1.5% commission (not 3%). Buy or sell your next home through NCaHome, and save thousands on commissions. NCaHome represents buyers and sellers in most Northern California Counties, including Alameda, Contra Costa, El Dorado, Marin, Napa, Placer, Sacramento, San Francisco, San Joaquin, San Mateo, Santa Clara, Solano, Sonoma, and Yolo. NCaHome is a member of the National Association of Realtors (NAR), the California Association of Realtors (CAR), the Sacramento Association of Realtors (SAR), and other regional boards of realtors and each corresponding Multiple Listing Service (MLS).
Multiple Listing Service (MLS) Member. NCaHome is a member of the South Bay MLS Multiple Listing Service Alliance, which serves Los Angeles County.
Multiple Listing Service (MLS) Member. NCaHome is a member of the IMRMLS Multiple Listing Service, which serves Riverside County.
Realtor Association Member. NCaHome is a member of the National Association of Realtors (NAR) and is a Designated Realtor.
Multiple Listing Service Member. NCaHome is a member of the Multiple Listing Service (MLS) Alliance, which serves Los Angeles County.
Multiple Listing Service Member. NCaHome is a member of numerous realtor associations and multiple listing services, serving most Northern California Counties.
Realtor Association Member. NCaHome is a member of the California Association of Realtors (CAR), and is a Designated Realtor.


CA DRE License No. 01144375
All information provided is deemed reliable but is not guaranteed
and should be independently verified. Properties are subject to prior sale.

Northern California Home (NCaHome) is a full-service Realtor charging only 1.5% commission. NCaHome is licensed by the California Department of Real Estate, and is a member of the National Association of Realtors and the California Association of Realtors. NCaHome offers home sellers fixed fee real estate listings from $3699 through its discount real estate services on 1Listing.com. NCaHome lists homes for sale throughout 18 counties in California. Home buyers can search the public Multiple Listing Service (MLS) sites for homes for sale. NCaHome features: (1) a Home Loan Center, where buyers can qualify for a home loan; (2) a Relocation Center, where buyers can get moving, packing and relocation information; (3) Investor resources, including IRS section 1031 tax deferred exchange information, foreclosure and REO information, etc. NCaHome’s website contains pages of free local real estate information, including ratings and statistics for California neighborhoods and cities, and California elementary schools, middle schools and high schools. NcaHome has free real estate forms, real estate outlines, outlines, real estate checklists, real estate articles, guides, real estate library, buyer guides, seller guides, mls search services, real estate news, real estate blog, and advice for home buyers and sellers. NCaHome is an Equal Housing Real Estate Brokerage, and does not discriminate based on race, sex, sexual orientation, age, disability, or any other protected class.
Equal Housing Real Estate Brokerage


NCA Home - Northern California Home PO Box 72424 Davis, CA 95617
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