Loan Pre-Qualification:
Information and Application

NCaHome can help you pre-qualify for a home loan. CLICK HERE 
to complete the Loan Pre-Qualification Form.                                  

The Advantages

√ Prepares you in advance to make an offer that will impress a Seller
√

Helps you determine how much house you can afford, and how much cash you will need for the down payment.

√ Simplifies and speeds up the loan approval process.
Items to consider when pre-qualifying for a mortgage loan include:

  • Employment History
  • Credit History and Scores
  • Monthly Income and Expenses

NCaHome will help you make informed decisions about the loan process, including the best type of loan and terms. NCaHome will help you identify and negotiate the right loan and terms for you.

NCaHome adheres to the Real Estate Settlement Procedures Act (RESPA). NCaHome believes in getting the best loan terms possible for its clients, and always puts its clients best interests first.



Northern California Home
Full Service Broker - 1.5% Commission

Multiple Listing Service (MLS) Member. NCaHome is a member of RE Infolink MLS Listings Multiple Listing Service, which serves Santa Clara County, San Mateo County, San Benito County, Santa Cruz County, and Monterey County
Multiple Listing Service (MLS) Member. NCaHome is a member of MAXMLS Multiple Listing Service, which serves Contra Costa County and Alameda County.
Multiple Listing Service (MLS) Member . NCaHome is a member of the BAREIS Multiple Listing Service, which serves Solano County, Napa County, Sonoma County, Marin County, and Mendocino County.
Multiple Listing Service (MLS) Member. NCaHome is a member of the MetroList MLS Multiple Listing Service, which serves Sacramento County, Placer County, El Dorado County, San Joaquin County, Stanislaus County, and Yolo County.
Realtor Association Member. NCaHome is a member of the Sacramento Association of Realtors (SSAR) which serves Sacramento County, El Dorado County, Placer County, San Joaquin County, and Yolo County.
Realtor Association Member. NCaHome is a member of the Contra Costa Association of Realtors (CCAR) which serves Contra Costa County and Alameda County.
Multiple Listing Service (MLS) Member. NCaHome is a member of the Nevada County Board of Realtors (NCBOR) Multiple Listing Service, which serves Nevada County.
NCaHome is licensed by the California Department of Real Estate through its Broker Joe DiPaola, DRE License No. 01144375.
Northern California Home is your full service California Residential Real Estate Brokerage, but for lower commission. NCaHome charges only 1.5% commission (not 3%). Buy or sell your next home through NCaHome, and save thousands on commissions. NCaHome represents buyers and sellers in most Northern California Counties, including Alameda, Contra Costa, El Dorado, Marin, Napa, Placer, Sacramento, San Francisco, San Joaquin, San Mateo, Santa Clara, Solano, Sonoma, and Yolo. NCaHome is a member of the National Association of Realtors (NAR), the California Association of Realtors (CAR), the Sacramento Association of Realtors (SAR), and other regional boards of realtors and each corresponding Multiple Listing Service (MLS).
Multiple Listing Service (MLS) Member. NCaHome is a member of the South Bay MLS Multiple Listing Service Alliance, which serves Los Angeles County.
Multiple Listing Service (MLS) Member. NCaHome is a member of the IMRMLS Multiple Listing Service, which serves Riverside County.
Realtor Association Member. NCaHome is a member of the National Association of Realtors (NAR) and is a Designated Realtor.
Multiple Listing Service Member. NCaHome is a member of the Multiple Listing Service (MLS) Alliance, which serves Los Angeles County.
Multiple Listing Service Member. NCaHome is a member of numerous realtor associations and multiple listing services, serving most Northern California Counties.
Realtor Association Member. NCaHome is a member of the California Association of Realtors (CAR), and is a Designated Realtor.


CA DRE License No. 01144375
All information provided is deemed reliable but is not guaranteed
and should be independently verified. Properties are subject to prior sale.

Northern California Home (NCaHome) is a full-service Realtor charging only 1.5% commission. NCaHome is licensed by the California Department of Real Estate, and is a member of the National Association of Realtors and the California Association of Realtors. NCaHome offers home sellers fixed fee real estate listings from $3699 through its discount real estate services on 1Listing.com. NCaHome lists homes for sale throughout 18 counties in California. Home buyers can search the public Multiple Listing Service (MLS) sites for homes for sale. NCaHome features: (1) a Home Loan Center, where buyers can qualify for a home loan; (2) a Relocation Center, where buyers can get moving, packing and relocation information; (3) Investor resources, including IRS section 1031 tax deferred exchange information, foreclosure and REO information, etc. NCaHome’s website contains pages of free local real estate information, including ratings and statistics for California neighborhoods and cities, and California elementary schools, middle schools and high schools. NcaHome has free real estate forms, real estate outlines, outlines, real estate checklists, real estate articles, guides, real estate library, buyer guides, seller guides, mls search services, real estate news, real estate blog, and advice for home buyers and sellers. NCaHome is an Equal Housing Real Estate Brokerage, and does not discriminate based on race, sex, sexual orientation, age, disability, or any other protected class.
Equal Housing Real Estate Brokerage


NCaHome PO Box 72626 Davis, CA 95616
Phone: Fax:

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