Fannie Mae
Home Buying Guides


Please be patient - the Guides are very large PDF files, and download slowly. Each file takes about 3-5 minutes to download.

 

Knowing and Understanding Your Credit

  • Learn what credit is and why it is important to buy a home.
  • Find out how to order your credit report and correct any errors.
  • Discover what your credit score means to lenders.
  • Get helpful tips on how to repair past credit problems.
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    Opening the Door to a Home of Your Own

  • Learn if you are ready to buy a home.
  • Determine how much house you may afford.
  • See how much money you may need for a down payment.
  • Estimate your monthly mortgage payments.
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    Choosing the Mortgage that is Right for You

  • Learn what a mortgage is and calculate your buying power.
  • Understand fixed-rate, adjustable-rate, government, and other mortgage options.
  • See where to shop for a mortgage loan.
  • Understand key factors that affect your mortgage payments.
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    Borrowing Basics: What You Don't Know Can Hurt You

  • Learn what you can do to avoid predatory lenders.
  • Discover signs that may point to an untrustworthy loan situation.
  • Understand ways you can get the best loan for your situation.
  • Receive a useful glossary of loan terms that will help you understand lending terms.
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    Northern California Home (NCA Home) is a discount residential real estate brokerage. Home sellers can list on the Multiple Listing Service (MLS). Home buyers can search the public MLS. Free real estate forms, real estate outlines, checklists, real estate articles, real estate library, buyer guides, seller guides, mls search, real estate news, real estate blog, real estate advice. Relocation and moving information for buyers and sellers. Investor resources: IRS section 1031 tax deferred exchange info. Foreclosure and REO info. Free real estate information for California neighborhoods, cities, schools, and utilities.






    Northern California Home
    CA DRE License No. 01144375
    Discount Residential Real Estate
    Brokerage Services
    Past/Present Member of the following:

    Multiple Listing Service (MLS) Member. NCA Home is a past/present member of RE Infolink MLS Listings Multiple Listing Service, which serves Santa Clara County, San Mateo County, San Benito County, Santa Cruz County, and Monterey County
    Multiple Listing Service (MLS) Member. NCA Home is a past/present member of the MetroList MLS Multiple Listing Service, which serves Sacramento County, Placer County, El Dorado County, San Joaquin County, Stanislaus County, and Yolo County.
    Multiple Listing Service (MLS) Member . NCA Home is a past/present member of the BAREIS Multiple Listing Service, which serves Solano County, Napa County, Sonoma County, Marin County, and Mendocino County.
    Realtor Association Member. NCA Home is a past/present member of the Sacramento Association of Realtors (SSAR) which serves Sacramento County, El Dorado County, Placer County, San Joaquin County, and Yolo County.
    Northern California Home (NCA Home) is a full-service Realtor charging discount commission. NCA Home offers home sellers discount real estate listings. Home buyers can search the public Multiple Listing Service (MLS) sites for homes for sale. NCA Home features investor resources, including IRS section 1031 tax deferred exchange information, foreclosure, short sale, and REO information. NCA Home's website contains pages of free local real estate information.
    Realtor Association Member. NCA Home is a past/present member of the Contra Costa Association of Realtors (CCAR) which serves Contra Costa County and Alameda County.
    Multiple Listing Service (MLS) Member. NCA Home is a past/present member of MAXMLS Multiple Listing Service, which serves Contra Costa County and Alameda County.
    Multiple Listing Service (MLS) Member. NCA Home is a past/present member of the Nevada County Board of Realtors (NCBOR) Multiple Listing Service, which serves Nevada County.
    NCA Home is licensed by the California Department of Real Estate through its Broker Joe DiPaola, DRE License No. 01144375.
    Multiple Listing Service (MLS) Member. NCA Home is a past/present member of the South Bay MLS Multiple Listing Service Alliance, which serves Los Angeles County.
    Multiple Listing Service (MLS) Member. NCA Home is a past/present member of the IMRMLS Multiple Listing Service, which serves Riverside County.
    Realtor Association Member. NCA Home is a past/preset member of the National Association of Realtors (NAR).
    Multiple Listing Service Member. NCA Home is a past/present member of the Multiple Listing Service (MLS) Alliance, which serves Los Angeles County.
    Multiple Listing Service Member. NCA Home is a past/present member of numerous realtor associations and multiple listing services, serving most Northern California Counties.
    Realtor Association Member. NCA Home is a past/present member of the California Association of Realtors (CAR).


    All information provided is deemed reliable but is not guaranteed
    and should be independently verified. Properties are subject to prior sale.

    Northern California Home (NCA Home) is a full-service Realtor charging less commission. NCA Home offers free information on California neighborhoods and cities, and California elementary schools, middle schools and high schools. NCA Home has free real estate forms, real estate outlines, real estate checklists, real estate articles, real estate library, buyer guides, seller guides, mls search services, real estate news, real estate blog, and advice. NCA Home is an Equal Housing Real Estate Brokerage.
    Equal Housing Real Estate Brokerage


    NCA Home - Northern California Home - PO Box 72424 Davis, CA 95617
    Phone: (707) 693-0100 Fax: (707) 693-0200 E-mail: Info@NCAHome.com